“Banks don’t give loans,” (as the headline read) they make loans.” “Give” implies that the money does not need to be repaid.
The verb is unimportant (unless it is forgive or write-off), the noun is. A loan, whether “given” or “made” is money that has to be “returned”.
Be wary of lending to someone who does not care about the interest rate, for he might not have any intention of repaying the loan, one saying goes. Don’t know if the same applies to AIG and the punitive LIBOR + 8.5% interest rate, but since the US government is the majority owner of the company, and governments never return money to anyone, who knows. AIG’s demands keep on increasing though, with no information on where the money is going.